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Credit Unions: It's Time for a Reality Check!

What is Reality Check?

Reality Check is an initiative of Virginia's credit unions to bring affordable micro-loans ($3,000 or less at origination) to struggling Virginia households. The recent recession has increased the credit needs of many consumers, despite their efforts to reduce spending and debt.

For Consumers

Credit Unions: A Smarter Choice

Credit unions are not-for-profit financial cooperatives dedicated to serving their members and their communities.
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For Credit Unions

Participate in Reality Check

Credit unions: Learn more about the Reality Check initiative and how you can better meet members' needs for small loans.
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Find a Credit Union You Can Join

Credit unions are the consumer-friendly alternative to banks and payday lenders. Click here to find a credit union you may be able to join. (You'll leave this site.)

Reality Check Resources

Credit unions truly shine when it comes to serving members and their communities. Learn how Reality Check can take your service to new heights.
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