About Reality Check
Putting Our 'People Helping People' Philosophy to Work for Members and Our Communities!
About Reality Check
What is Reality Check?
Reality Check is an initiative of Virginia's credit unions to bring affordable micro loans ($3,000 or less at origination) to struggling Virginia households. The recent recession has increased the credit needs of many consumers, despite their efforts to reduce spending and debt.
In order to measure the impact credit unions are having, Reality Check includes quarterly collection of manageable data. Aggregate data will be used in an Impact Report that will be distributed to policy makers, media outlets, and other stakeholders demonstrating the Credit Union Difference.
Making the Case for Micro-Loans
With the economic downturn and a slow recovery, many Virginians have found themselves in financial circumstances that have impacted their employment, their credit scores, and their ability to save money and pay bills.
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Your Participation
Participation is simple. You're likely already making these small loans...All we're really asking is that you report what you're doing so we can tell the world about credit unions' good works!
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About The Loans
Reality Check includes small signature loans of $3,000 or less at origination. Most credit unions already make such loans. Two products have been identified to fill
critical credit needs...
Report Your Good Works!
You're already making small loans to your members, but we need you to report those loans to us for use in our advocacy work! Together, we can provide not only the data that shows the Credit Union Difference in action, but the stories of the real people behind that data!
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